Legal & Compliance
Digital Personal Data Protection Act 2023
Effective from the date of MeitY notification. This page describes how Teravu complies with the DPDPA 2023 and what it means for your data.
Who we are under the Act
Teravu (operated by K3hale Technologies Private Limited) is a Data Fiduciary under the DPDPA 2023. We determine the purpose and means of processing your personal data. We are not a Data Processor acting on behalf of another fiduciary.
We process personal data solely to provide the Teravu platform — eight pillars (Learn, Career, Wealth, Health, Relationships, Soul, Legacy, Joy) and associated platform services (Vault, Tools, News, Connectors, AI Model Hub). We do not sell, rent, or trade personal data.
Consent — how we collect and record it
Every cross-pillar data flow requires explicit, informed, specific, and unambiguous consent. Teravu records consent in a consent ledger — a tamper-evident log that captures:
- The precise data being shared (e.g., "Health ABHA records shared with Legacy handover packet")
- The purpose for which consent was granted
- The timestamp of grant
- The version of the privacy notice displayed at time of consent
- The expiry date (where applicable)
You can review all active consent records and revoke any individual consent at /account/privacy. Revocation is immediate. Where revocation affects a feature, you are shown exactly what functionality will change before confirming.
Data subject rights
Right to information
You can request a summary of all personal data we hold about you and the purposes for which it is processed.
Right to correction and erasure
You can correct inaccurate data or request deletion. Erasure requests are fulfilled within 30 days. Some data is retained for legal obligations even after erasure.
Right to grievance redressal
Contact our Grievance Officer (details below) for any complaint. We respond within 48 hours and resolve within 30 days or escalate to the Data Protection Board.
Right to nominate
You can nominate another person to exercise your data rights in the event of your death or incapacity. This is managed in the Legacy pillar.
To submit a Data Subject Access Request (DSAR), email [email protected] with subject line "DSAR — [your registered email]". We acknowledge within 48 hours and fulfil within 30 days.
Sensitive personal data
Under the DPDPA, certain categories require additional safeguards. Teravu handles the following as sensitive:
- Health and medical records (ABHA-linked, FHIR format, stored with AES-256-GCM encryption)
- Financial data (Sahamati Account Aggregator consent-gated, read-only)
- Biometrics (we do not collect biometrics. Aadhaar authentication uses DigiLocker's verified assertion — raw Aadhaar numbers are never stored)
- Mental health journal entries (AES-256-GCM encrypted, AI review opt-in only)
- Soul journal entries (AES-256-GCM encrypted, optional user-held second key)
Data breach notification
In the event of a personal data breach that is likely to result in harm to data principals, Teravu will:
- Notify the Data Protection Board of India within 72 hours of becoming aware of the breach.
- Notify affected users within 72 hours via their registered email, describing the nature of the breach, data affected, and steps taken.
- Maintain a breach log for at least 3 years.
Data residency
All personal data processed by Teravu is stored on servers located in India. We use Railway (India region) for compute and Cloudflare for CDN edge caching of non-personal static assets only. No personal data is transferred outside India without explicit consent and a valid legal basis.
Data retention
We retain personal data only for as long as necessary to fulfil the purpose for which it was collected, or as required by law. On account deletion:
- Account data is soft-deleted immediately and purged after 30 days.
- Vault documents and pillar data are deleted within 30 days.
- Payment transaction records are retained for 7 years (Income Tax Act requirement).
- Audit logs are retained for 2 years.
- Consent ledger entries are retained for 3 years after revocation (to demonstrate prior lawful processing).
Grievance Officer
Grievance Officer — Teravu / K3hale Technologies Private Limited
Email: [email protected]
Response time: 48 hours acknowledgement, 30-day resolution.
If your grievance is not resolved within 30 days, you may escalate to the Data Protection Board of India once it is constituted under the DPDPA 2023.